“ALTER5 FINANCIAL TECHNOLOGIES S.L.”, with its registered office at Madrid, Manuel Pombo Angulo St., 10 – Floor 1, Office 2, (28050) and with Corporate Tax Identification Number B-88357769, a Spanish company duly incorporated and existing under the laws of Spain for an indefinite period of time and registered with the Commercial Registry of Madrid under volume 24.985, Page 192, Section 8, Sheet M-449888, (hereinafter “Alter 5”), is the owner and administrator of the domain name www.alter-5.com ( the “Web” or the “Website”).
    You can contact Alter 5 at the following email address info@alter-5.com.


    By accessing and browsing this Website, the User acknowledges that he/she has read and understood this Legal Notice and Terms of Use as well as our Privacy Policy (www.alter-5.com/privacypolicy) and Cookies Policy (www.alter-5.com/cookiespolicy) and explicitly consents them with the aim to access and use this Website.


    In order to use, navigate and browse the Website, the User shall be under no obligation to register or provide any personal data to Alter 5. Nevertheless, to access services offered on the Website, the User must sign-up using the online form provided and include personal data. The User will have to previously accept the Alter 5 Privacy Policy in each online form through which she/he will provide personal data and information. In relation to the personal data collected, Alter 5 has adopted and shall adopt the necessary technical and organizational measures to ensure its protection and avoid its alteration, loss, handling and/or unauthorized access, taking into account the fast-moving nature of technology, the nature of the data stored and the risks to which they are exposed, in compliance with applicable regulations in the European Union. The User can check the Alter 5 Privacy Policy in the following link (www.alter-5.com/privacypolicy) The Registered User is solely responsible for the proper custody and strict confidentiality of any passwords, access data or other elements that are supplied by Alter 5 and undertakes not to transfer their use to third parties, either temporarily or permanently. The User will be responsible for any unlawful use of the services by illegitimate third parties using a password delivered to the Registered User by Alter5. In addition, identification and authentication using a username and password means the Registered User is the owner of such username and password and is solely responsible for the acts to performed with and through that access to the services of the Website. It is the Registered User’s inexcusable obligation to immediately notify Alter 5 in writing by e-mail to info@alter-5.com with respect to any fact that allows or may allow the abuse of codes and/or passwords, including (but not limited to) theft, loss and other similar circumstances. While such events are not reliably reported in writing to Alter 5 under the aforementioned terms, Alter 5 shall be absolved of any liability that may arise from the improper, fraudulent, false or dishonest use of such codes and passwords.


    Alter 5 makes available to the User, through the Website, specific products and services for Institutional Investors. These products and services include (without limitation):

    • A business-to-business OPEN ARCHITECTURE PLATFORM integrated with asset managers and institutional investors to invest in curated sustainable assets.
    • The model entails two elements: (1) A digital platform provided to asset managers and institutional investors that provides access to a broad set of alternative asset and (2) a Luxembourg-based green bond issuance vehicle that standardizes the investment process and capital flows into the assets.

    To enable the contracting services provided by Alter 5 offered on the Website, the User must previously accept the Privacy Policy, Sign-up/register at the Website, and, if applicable, sign Engagement Letter or Services Letter, sent previously by Alter 5 to the investor and adapted to the specific service to provide.


    The Alter 5 website contents may be edited, changed or deleted at any time and at Alter 5 sole discretion. The materials may outdate, and therefore the User should not take decisions or act on the basis on the information of the Website without contacting or receiving confirmation by Alter 5 managers. Nonetheless, the User’s access to the information does not imply any relationship, professional or otherwise, between Alter 5 and the User. This relationship can only be achieved through the signatory of the proper Engagement Letter/Services Letter. The User may not use the Website for illegal purposes or in any way that might prevent, thwart or harm the normal functioning or the contents of the Website, or which could be harmful to Alter 5 interests, assets and rights or those of other users. The User shall use the Website in compliance with the provisions of these Terms of Use, Privacy Policy, Cookies Policy and to always act in accordance with the applicable regulations.


    Alter 5 reserves the right to withdraw or deny access to the Website, without prior notice, to those Users who do not comply with the present terms of use, or the specific conditions indicated where appropriate.


    In case of failure of accessibility, Alter 5 will carry out all actions to correct this, but does not guarantee the absence of errors or the absolute and continuous availability of the Website, which may be affected by maintenance and improvement work. Alter 5 expressly does not accept any liability due to errors or omissions in the information contained in the pages of this website. Alter 5, to the extent permitted in the current legislation, is not responsible for the damages that may be suffered by Users as a result of their access to or use of the Website, nor for the damages that may be caused to the User’s computer equipment or the files or data stored therein as a result of a virus or any type of malware, nor for the improper use of the computing device of the user or accessing the Website with inappropriate tools. Users are fully responsible for their conduct on accessing the information on the Website while navigating the same, as well as afterwards. The User agrees not to use any of the content that Alter 5 puts at their disposal, whether or not produced by Alter 5 or published under its name, to develop activities contrary to the law, morality or public order. Those who access the Website must observe the applicable legislation, ethical or behavior codes that may be subscribed, and the general rules of use of the website. Alter 5 reserves the right to update contents when it deems convenient, as well as to delete them, limit them or prevent access to them, temporarily or permanently, as well as to refuse access to the website for users who misuse the contents and/or breach any of the terms and conditions listed in these Terms of Use, without this giving any right to compensation or restitution for the user who is denied access.


    On this Website, the User may find links to other websites that are controlled by third parties. Alter 5 does not have the power to control the contents provided by other websites to which links are established from this Website. Hence, Alter 5 does not assume any responsibility for any aspect relating to these third party websites to which it may be linked, nor does it guarantee that such links are free of viruses or other elements that may cause damage to the User’s computer systems or files. Any use of a link or access to a non-proprietary website is at the User’s sole choice and risk. Alter 5 does not recommend or guarantee any information obtained by or through a link, nor is it liable for any losses, claims or damage arising from the use or misuse of a link, or of the information obtained through it, including other links or websites, for any interruption in the service or access, or for the attempt to use or misuse a link, both when accessing the website and when accessing information from other websites from this website. Nor does it assume any responsibility for the contents of the third party websites that may direct links to this Website or refer to it, that include opinions on the Website www.alter-5.com that may mislead the users of said websites about Alter 5 services.


    The whole of this Website is covered by national, European and international legislation on copyright and intellectual property. The User acknowledges and accepts that all trademarks, trade names or distinctive signs, as well as all the intellectual and industrial property rights on the contents and/or any other elements inserted in the website are the exclusive property of Alter 5 and/or third parties, who have the exclusive right to use them. In no case shall access to the Website imply any type of waiver, transfer, license or transfer all or part of such rights, unless expressly stated otherwise. All reproduction rights are reserved, including iconographic and photographic representations. The reproduction of all or part of the content of this Website in any media is strictly prohibited without the express written authorization of Alter 5.


    These general Terms of Use apply to your use of the Website. By accessing and browsing through the Website, the User accepts that Alter 5 is responsible for the processing, collection, treatment and use of their personal data to which we have access as a result of their use of the Website, or that you, as User, provide us, in accordance with our Privacy Policy (www.alter-5.com/privacypolicy) and for the purposes of managing the correct operation of the Website and offering you our products and services. Please read our Privacy Policy (www.alter-5.com/privacypolicy) and Cookies Policy (www.alter-5.com/cookiespolicy) carefully in order to be better informed about the personal data that will be collected and processed, as well as the purposes of this processing and the rights corresponding to you as an interested party, and the way in which you may exercise them should that be necessary.


    Alter 5 takes very seriously its confidentiality obligations under the Terms of Use of this Website as well as under the Services that Alter 5 will provide. All information that may be confidential provided by the User as potential Investor in the Investor Access environment set in the Website will be protected, secured and undisclosed, with the exception of the legal provisions that may force disclose the confidential information and with the exception of when confidential information becomes public or it is publicly disclosed by the disclosing party. User can check the Confidentiality Policy of Alter 5 in the following link (www.alter-5.com/confidentiality)


    If any clause of these Terms of Use were to be declared totally or partially null and void or unenforceable, this shall only affect the clause involved or the part of the clause which is void or unenforceable. The Terms of Use remain in force, considering such provision in whole or in part due to not being included.


    Alter 5 reserves the right to make the modifications it deems necessary in the Website as well as update the information contained therein and the configuration, presentation and access conditions. Alter 5 will notice and update the User in the Website every time Alter 5 make modifications of the Terms of Use. Users must read and accept the new Terms of Use in order to keep using the Website. Users who do not accept these Terms of Use or their subsequent updates cannot access or use the Website.


    These Terms of Use are governed by Spanish law and any dispute that may arise concerning the application, compliance or interpretation of these conditions will be resolved, by the express acceptance of both sides, in the Courts and Tribunals of the city of Madrid.


    The User can contact Alter 5 support staff about these Terms of Use to the following e-mail address: info@alter-5.com